General Liability Insurance in Kent, OH
Accidents, damage and liability are some of the many challenges that small businesses often face. Customers might trip on your premises, or a crew member might cause accidental damage during service calls. In these instances, general liability insurance may provide financial aid to help your business continue operating even when dealing with unexpected claims.
What Is General Liability Insurance? 
General liability insurance acts as a protective financial barrier for your business when accidents or mishaps occur involving customers, visitors or their property. This type of coverage may help with expenses from lawsuits, medical bills and property repairs that might otherwise come straight from your business account.
Who Is Covered Under a General Liability Policy?
Standard policies typically cover the business owner, employees and sometimes temporary workers representing the business. For instance, if your delivery driver accidentally knocks over an expensive sculpture while making a delivery, your policy may step in to help. You may also be able to add other parties, like vendors or contractors, to your policy when business agreements require it.
What Does General Liability Insurance Cover?
Most general liability insurance policies include coverage for the following:
- Legal fees and medical expenses if someone is injured on your property or due to your business operations
- Repair or replacement costs if your business damages someone else’s property
- Claims related to defamation, libel, slander, copyright infringement or false advertising
- Immediate medical expenses for minor injuries sustained by non-employees on your business premises, regardless of fault
- Attorney fees, court costs and settlements or judgments related to covered claims
Secure a Policy Today
Looking to get the optimal policy for your business? The team at Advantage Insurance Agency is here to help break down your options. We can help find a policy that makes sense for your specific needs. Contact us today.